Last updated: June 6, 2026
Refinance Calculator (refinance.moneymathkit.com) is a free, browser-based tool. This policy explains what data it collects and how it is used.
The tool runs entirely in your browser. Any loan values you enter are processed on your device and are not sent to or stored on our servers. Refinance Calculator requires no account, asks for no email, and stores no personal information.
We use Cloudflare Web Analytics and Vercel Web Analytics to measure aggregate, anonymous usage — page views, referring sites, country-level location, and browser type. These tools are privacy-friendly and do not use cookies that identify you personally.
Refinance Calculator does not currently display advertising. If ads are introduced in the future, they will be served by Google AdSense or a similar network, whose partners may set their own cookies to serve relevant ads. This policy will be updated to describe them before any ads appear; you will be able to opt out of personalized advertising via Google Ads Settings or aboutads.info.
Our analytics are cookieless and set no tracking cookies today. If advertising is introduced, ad-network cookies will be used and described here. You can clear or block cookies in your browser at any time; doing so will not affect how the tool works.
Refinance Calculator is a general-audience tool, not directed at children under 13, and we do not knowingly collect personal information from children.
If we materially change how data is handled, the “Last updated” date above will be revised.
Questions about this policy? Email diego@mindgap.tech.